Homeowner’s insurance often includes water damage coverage, particularly if it was due to a sudden and accidental event. This means that water damage caused by poor home maintenance is not covered by homeowner’s insurance. Additionally, most home insurance will not cover the repair or replacement costs for whatever caused the water damage. And to get protection against flooding, you’ll need to purchase a separate flood insurance policy.
That said, it can be difficult to determine exactly what policy you need. Generally, there are two main types of water damage coverage you should know about. Dwelling coverage can help pay for structural damage to your property. Personal property coverage, on the other hand, helps pay for personal belongings. Still, it can be hard to tell the difference. That’s why Your Claims Adjuster helps policyholders settle their water damage insurance claims in the Greater Miami and Florida Lauderdale areas including Hallandale Beach, Miami Springs, and Sea Ranch Lakes.
At Your Claims Adjuster, we help our clients maximize their insurance claim. We are insurance professionals who work in the policyholder’s best interests. Indeed, we do what we can to level the playing field for our policyholders. Our services include:
Your Claims Adjuster helps you get fair and timely settlements from your insurance company. We handle all kinds of residential and commercial insurance claims including shower valve leaks, pipe breaks, and cabinet damage, among many others. Our service area encompasses the Greater Miami and Fort Lauderdale areas including Oakland Park, Margate, and El Portal. To learn more about how we can help you with your insurance claim, please call 954-737-1838 or send us a message through our Contact Us page.